Check IDFC First Bank Credit Card Application Status

Check IDFC First Bank Credit Card Application Status: When you apply for a credit card, especially from a well-known bank like IDFC First Bank, waiting to find out if you’ve been approved can be an anxious process. Luckily, IDFC First Bank makes it simple to track the status of your application using both online and offline methods. This allows applicants to stay informed and updated on the progress of their credit card application without much hassle.

In this article, we’ll take you through the detailed steps on how to check your IDFC First Bank credit card application status. Whether you prefer checking it online using your application number or mobile number, or offline by contacting the bank, we’ve got you covered.

Why Check Your Credit Card Application Status?

Tracking the status of your credit card application is crucial for several reasons:

1. To Stay Informed: It helps you stay updated on where your application stands.
2. Resolve Issues Quickly: If there’s a problem with your application, such as missing documents or incorrect details, you’ll know early enough to resolve it.
3. Plan Finances: Knowing whether your application is approved helps you make financial plans accordingly.
4. Avoid Delays: Sometimes applications can get stuck, and checking regularly helps you ensure there are no unexpected delays.

Let’s now dive into the different methods of tracking your credit card application status.

Checking IDFC First Bank Credit Card Application Status Online

IDFC First Bank allows you to check your application status online through two different methods: by using your application number or mobile number and date of birth. Both methods are simple and only take a few minutes.

1. Checking Status Using the Application Number

When you apply for an IDFC First Bank credit card, the bank sends you an SMS confirming the receipt of your application. This SMS contains your application number, which you will need to track your application online.

Here are the steps to check your credit card status using the application number:

Step-by-Step Process:

1. Visit the IDFC First Bank Credit Card Application Tracking Page: Start by heading to the official credit card application tracking page on the IDFC First Bank website.
2. Enter Your Application Number: Once you’re on the tracking page, enter the application number you received via SMS after submitting your credit card application.
3. Get OTP: Click on the “Get OTP” button. You will receive a one-time password (OTP) on your registered mobile number.
4. Enter the OTP: Once you’ve received the OTP, enter it in the designated field and proceed.
5. View Status: After completing these steps, the status of your credit card application will be displayed on the screen.

This method is quick, easy, and allows you to check the status instantly.

Also read: Baroda Tabit: Simplifying Banking for Everyone

2. Checking Status Using Mobile Number & Date of Birth

If you don’t have your application number or if you find it more convenient, you can also track the status of your credit card application using your mobile number and date of birth.

Here’s how you can do it:

Step-by-Step Process:

1. Visit the IDFC First Bank Credit Card Application Tracking Page: Just like the first method, you’ll start by visiting the IDFC First Bank website.
2. Enter Your Mobile Number and Date of Birth: Instead of the application number, enter your registered mobile number and the date of birth you provided on your credit card application.
3. Get OTP: Click on the “Get OTP” button, and you’ll receive a one-time password on your registered mobile number.
4. Enter the OTP: Enter the OTP you’ve received and proceed.
5. View Status: The system will display your application status once you’ve completed the steps.

This method is especially useful if you’ve misplaced your application number or don’t have it handy.

How to Track Your IDFC First Bank Credit Card Application Status Offline

If you’re not comfortable checking your application status online or if you prefer speaking to someone directly, you can also track the status of your credit card application offline. IDFC First Bank offers two convenient offline methods: by visiting the nearest branch or by contacting customer care.

1. Tracking Status by Visiting a Branch

You can always visit the nearest IDFC First Bank branch to inquire about the status of your credit card application. Here’s what you need to do:

Step-by-Step Process:

1. Visit Your Nearest IDFC First Bank Branch: Go to the nearest IDFC branch. Make sure to carry relevant documents like your PAN card, registered mobile number, and application form number (if applicable).
2. Ask for the Status: Once you’re there, ask the bank official to check your credit card application status. They will request certain details, such as your PAN number, date of birth, or registered mobile number, to help them find your application.
3. Receive Status: After providing the necessary information, the bank officials will inform you of the current status of your application.

This method can be a bit more time-consuming than online options, but it’s a good alternative if you prefer dealing with someone in person.

2. Tracking Status by Contacting Customer Care

If you’d rather track your credit card application from the comfort of your home without using the internet, you can contact IDFC First Bank’s customer care team via phone.

Step-by-Step Process:

1. Call the Customer Care Number: Dial 1800 419 4332, which is IDFC First Bank’s customer care number for credit card queries.
2. Provide Required Details: Once connected, provide the customer care representative with your application details, such as your PAN card number, registered mobile number, or application form number.
3. Receive Status: The representative will look up your application and inform you of the status.

This method is particularly useful if you don’t have easy access to the internet or prefer handling things over the phone.

What Does Your Application Status Mean?

When you check the status of your IDFC First Bank credit card application, you may see one of the following status updates. Here’s what each one means:

1. In Progress

This status indicates that your application is still being processed. The bank is reviewing your details, and you should check back later for updates.

2. On Hold

If your application status says “On Hold,” it means the bank has temporarily paused the processing of your application. This could be due to missing documents or incomplete information. In such cases, you may need to provide additional details or documents to resume processing.

3. Approved

This is the status every applicant hopes to see! “Approved” means that your credit card application has been accepted by the bank, and the card will soon be dispatched.

4. Dispatched

After your application is approved, the bank will dispatch your credit card. You’ll receive an SMS with the expected delivery date. This status means your card is on its way to you.

5. Disapproved

Unfortunately, not all applications get approved. If your application is “Disapproved,” it means that you didn’t meet the bank’s eligibility criteria. The bank will typically provide a reason for the rejection.

6. No Record Found

If you see this status, it means you may have entered incorrect details (such as the wrong application number). Double-check the information and try again.

Conclusion

Tracking your IDFC First Bank credit card application status is a simple process, whether you prefer doing it online or offline. By staying informed about your application’s status, you can avoid delays and ensure that everything is progressing smoothly. Whether you use your application number, mobile number, or visit a branch, IDFC First Bank provides several ways to keep you updated.